What is an FHSA

Getting you the mortgage you deserve

Looking for your first home?

What is a First Home Savings Account?

an FHSA is a registered plan allowing first time home buyers to save for your first home TAX-FREE!  It is essentially the benefit of an RRSP & TFSA combined to help save for your down payment.  AND you receive a tax refund for the amount you contribute to your FHSA.

Who is Elgible for the FHSA?

You are eligible to open this account if you have not owned a home in which you have lived in during any part of the calendar year, or any time in the previous 4 years.

You must be minimum of 18 years old, maximum of 71 years old and a Canadian resident.

You have 15 years to grow and use the funds for buying a first home with a maximum $40,000 contribution room.

What's Next?

Get in Touch

First time buyer or refinancing? Call for a free quote!

learn more

Apply Now

We shop for the best mortgage option at no charge to you.

learn more

Mortgage Calculators

Crunch the numbers and explore your mortgage options!

learn more
users image

Hi, How can I help you?